Hourly Car Insurance
Car Insurance from 1 hour
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How It Works
Getting car insurance has never been easier. Follow our simple three-step process to get comprehensive coverage in minutes.
Get Your Quote
Start by entering your car registration number. Our system instantly retrieves your vehicle details and calculates a personalized insurance quote tailored to your needs.
- Enter Registration Number
- Instant Vehicle Lookup
- Personalized Quote Generation
- Compare Coverage Options
Customize Your Coverage
Review and customize your insurance plan. Choose the level of coverage that fits your lifestyle and budget, with flexible options for comprehensive protection.
- Select Coverage Level
- Add Optional Benefits
- Choose Payment Plan
- Review Policy Details
Get Protected
Complete your purchase and receive instant coverage. Your policy documents are sent immediately, and you can access your insurance details anytime through our portal.
- Secure Payment Processing
- Instant Policy Activation
- Digital Policy Documents
- 24/7 Customer Support
Hourly Car Insurance
We are experts in temporary car insurance, here at TempSure we know the importance of flexible options when it comes to insuring a vehicle, which is why we offer hourly car insurance from one hour to monthly car insurance for 28 days. However long you need cover for, we have the flexible options available for you. And with TempSure you can be sure that getting the perfect quote isn't going to be a pain. Our easy-to-follow process allows you to get a quote in under 90 seconds, meaning you can be on the road in no time at all.
If you just need to use a car for a short time, hourly car insurance will let you do that without risking the owner's No Claims Discount.
You can take an hourly car insurance policy out from 1 hour, 2 hours, or more. You'll have your hourly insurance policy documents delivered right to your email inbox as soon as you're approved. Get driving in minutes and you'll be protected with comprehensive cover should the unexpected happen.
What is Hourly Car Insurance?
Hourly car insurance is an affordable way to get short term cover when you only need to drive a car for short periods. Car insurance by the hour allows you to secure comprehensive insurance for a car as and when you need it. It's a great easy way to borrow someone's car, share a car journey, or let someone else use your car without adding them to your annual policy.
Our hourly insurance options also include business class 1 cover. This means you will be insured to drive for work outside of your regular commute. So, next time you're driving to a meeting, taking out a one or two-hour insurance policy on your car is a great way to guarantee you have the right protection in place.
It allows you to get the cover you need for exactly how long you need it – a great way to reduce outgoing costs.
What's Covered by your Hourly Car Insurance Policy?
All our policies, except for impound insurance, offer comprehensive cover. Be sure to check your policy documents for specific details on what your chosen temporary insurance covers.
Flexible Duration – You're covered for the exact duration you choose. For example, if you select a 24-hour car insurance policy, you'll be insured for that period. If you need more time, you can easily buy a new policy for however long you need using Your TempSure account in as quick as 30 seconds. Very convenient!
Third-Party Damage – You'll be covered if you cause damage to another vehicle or property while driving.
Damage – Your insured vehicle will be protected against accidental or malicious damage.
Theft – Your car is protected in the event of theft or damage during an attempted theft.
Fire Damage – Your vehicle will be covered in the event of fire-related damage.
Driving in the EU – Some of our temporary policies cover trips to the EU, provided the journey starts and ends in the UK. Typically, this cover is third-party only when outside the UK.
Business Class 1 Insurance – You're covered for driving to meetings or for work purposes beyond your daily commute. Most annual policies only cover commuting, unless you have specifically opted for business cover.
Hourly Car Insurance Cost By Duration
| Policy Duration | Starting Price |
|---|---|
| 1 hour | From £8.99 |
| 2 hours | From £9.89 |
| 3 hours | From £10.61 |
| 6 hours | From £12.14 |
| 12 hours | From £13.93 |
Can I Get Hourly Car Insurance – Am I Eligible?
Vehicles:
- Cars and Commercial Vehicles (up to 3.5 tonnes)
- Minimum value Cars and Vans: £1* subject to age restrictions
- Maximum value Cars: £65,000
- Social, Domestic and Pleasure or Social, Domestic and Pleasure + Commercial use only – usage will be restricted to social domestic and pleasure purposes, which includes commuting and personal business use only
- Driving in Europe is permitted as long as the journey starts and ends in the UK – other foreign uses are not permitted
Drivers:
- Private Car – driver aged 17 to 75
- Commercial Vehicle – driver aged 21 to 75
- Has a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)
- Has not ever been refused insurance, had a policy cancelled or voided
- No driving ban in the last 60 months
Additional Info:
All our Short-Term Insurance policies are submitted to the Motor Insurance Database (MID) four times a day, every day. We recommend always having a copy of your Insurance Certificate with you during the period of cover.
Hourly Car Insurance FAQs
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